Category: Insurance Archeology

Reaching Into The Past to Pay

Posted on by Jeff Carnahan

Today’s Environmental Compliance Costs: Insurance Archeology for the Laundry Industry

Written by David A. O’Neill, J.D., Director of Investigations, PolicyFind
Published in Laundry Today Jan 2009

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An increasing number of laundries are striving to heighten their ‘green consciousness.’ Many go above and beyond what is necessary for them to maintain environmentally correct facilities. But sometimes, even with the best intentions, a facility can find itself on the wrong side of compliance based upon the actions of companies who previously operated on the land where they are currently located. Continue reading “Reaching Into The Past to Pay”

Insurance Archaeology – What is it and Why is it Beneficial?

Posted on by Jeff Carnahan

Published in Fabricare The Magazine of Drycleaning & Laundry Institute Sep/Oct 2008

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Insurance archeology is the process of location and finding historical insurance policies that covered individuals and businesses. Historical insurance can be a huge benefit to drycleaners, as old policies can be used to pay for costs associated with soil and groundwater contamination investigations, legal representation, and even the cleanup of contaminated sits. Continue reading “Insurance Archaeology – What is it and Why is it Beneficial?”

Finding Gold In Discarded Policies

Posted on by Jeff Carnahan

By Neela Eyunni
As Published in Law Week Colorado, Sept. 1, 2008, Vol. 6, No. 35

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DENVER—Archeologist David O’Neill meticulously sifts trough historical artifacts in an attempt to reconstruct the past, O’Neill, however, isn’t searching for fossils or prehistoric creatures. Instead, he’s looking for old insurance policies.

O’Neill is the director of Policy Find, an insurance “archeology” firm that recovers lost insurance policies to provide indemnity for clients struggling with long-term claims, various state courts have evolved to revive general and product liability insurance policies that were once considered expired, said O’Neill.
“These lost or discarded policies have he potential to fund costly environmental investigations or pay product liability defense costs, often saving corporate and small business policyholders from economic ruin,” he said. Continue reading “Finding Gold In Discarded Policies”

Claim Digger

Posted on by Jeff Carnahan

Written by Scott Olson
Published in IBJ Article August 25-31, 2008 Vol 29 No. 25

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Like an archeologist combing through artifacts of the ancient past. O’Neill labors to construct liability insurance policies once considered expired. They often are as valuable as lost treasures-funding expensive environmental investigations or paying product liability defense costs, and ultimately saving corporate and small business policyholders from economic ruin. Continue reading “Claim Digger”

Finding Funds for Clean Up

Posted on by shenshaw

Insurance Coverage and State Funds
Published in Fabricare July/August 2008

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With more than 25 years of experience, Stephen Henshaw, President of EnviroForensics®, a national environmental engineering firm specializing in remediation for drycleaners, says that drycleaners in states with or without cleanup funds have viable solutions for finding dollars for cleanup from historical insurance policies. EnviroForensics® operates a customer service department for drycleaners at 1-866-888-7911 with offices nationwide. Continue reading “Finding Funds for Clean Up”